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Overview
Personal Loan
Loans for Homeowners
Loans for First Mortgage/Refinance
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Home Equity Loan

Features
Loan amount up to $125,000
Loan term from 181 to 264 months
Choose your rate: fixed or adjustable
More Money at a lower rate than most personal loans and credit cards
Who Qualifies
Required Documents
Terms and Conditions
Flexible Payment Options

Fixed Rate Home Equity Loan:
Fixed rate and payments over the life of the loan means you don't have to worry about your rate or payment changing
The interest rate may be higher than with an adjustable rate home equity loan, but the risk is usually lower
 

Adjustable Rate Home Equity Loans
These loans typically offer lower interest rates initially, which can make the payments more affordable
After the initial term, the interest rate adjusts based on current market rates. When the rate adjusts, your payment could go up - or down

CitiFinancial Advantages
Face-to-Face Service: We have more than 250 branches across Canada - one right in your neighbourhood.
A Name You Can Trust: For more than 90 years, CitiFinancial has been helping Canadians realize their financial goals and dreams.
 
Save Time, Do it Online: With free, safe and secure access to your account online, you can make payments, view statements and update personal information when it's convenient for you.
Customer Satisfaction: CitiFinancial has more than 3 million customers and a 94% customer satisfaction rating!*

* Based on Customer Satisfaction and Loyalty Survey for Canada, conducted by CitiFinancial, December 2008.


In Ontario, CitiFinancial Canada, Inc. is registered as Mortgage Brokerage 10821.
love the personnel at the branch. They are extremely friendly and helpful.
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CitiFinancial Lending Process
Step 1
Apply online today
Step 2
Receive email confirmation and your application is sent to your local branch
Step 3
Discuss your loan options with your local branch representative
Step 4
You could have your money as soon as tomorrow!
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