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Loans for Homeowners

Loans for First Mortgage/Refinance

Apply today and you could have your cash tomorrow!

We care about your privacy and security.

First Mortgage or Home Refinance

Features:

	Loan amount is $15,000-$400,000
	Loan term ranging from 181 months minimum
	Choose your rate: fixed or adjustable
	Real estate loans give customers more borrowing power at a lower rate than most personal loans and credit cards

	Who Qualifies
	Required Documents
	Terms and Conditions
	Flexible Payment Options

Fixed Rate First Mortgage Loans:

	Secured real estate loan
	The rate may be higher than that of an adjustable rate product
	Fixed rate and payment for the loan term

Adjustable Rate First Mortgage Loans:

	Secured real estate loan
	The rate may initially be lower than that of a fixed rate product
	Rate and payment will adjust with the current market rate every six months after the initial fixed period

CitiFinancial Advantages:

	Face-to-Face Service: We have more than 250 branches across Canada ? one right in your neighbourhood.
	A Name You Can Trust: For more than 90 years, CitiFinancial has been helping Canadians realize their financial goals and dreams.



	Save Time, Do it Online: With free, safe and secure access to your account online, you can make payments, view statements and update personal information when it?s convenient for you.
	Customer Satisfaction: CitiFinancial has more than 3 million customers and a 94% customer satisfaction rating!* *(Based on Customer Satisfaction and Loyalty Survey for Canada, conducted by CitiFinancial, December 2008.)

? It was what I needed, and everything was done in a short amount of time

Need Help Getting Started?
	Call Us 1-800-995-2274
	Email Us
	Find a neighbourhood branch

CitiFinancial Lending Process
Step 1
Apply online today

Step 2
Receive email confirmation and your application is sent to your local branch

Step 3
Discuss your loan options with your local branch representative

Step 4
You could have your money as soon as tomorrow!
	Who Qualifies
	Terms & Conditions

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