CitiFinancial Personal Loan Application Terms and Conditions

By submitting this Loan application, I acknowledge that I have read the legal information Terms and Conditions and Our Privacy Notice. I agree that the information I have given CitiFinancial on this application is complete and accurate and understand that CitiFinancial is relying on the information. I understand that if I do not provide you with complete and accurate information on this application, I will have to repay any debt resulting from this application to you even if I become bankrupt.

I authorize CitiFinancial to confirm my employment, to collect credit, personal and other information about me ("Information") from credit reporting agencies and other parties (including information as to whether I meet specific criteria), to conduct list editing (the practice of presenting a list of names and a list of criteria to a credit reporting agency to receive back a list of the names that meet the criteria) with respect to the Information, to use the Information collected and to disclose the Information collected to credit reporting agencies and other parties for the following purposes:

for a period beginning now and ending two (2) years from the latest of the date I (i) pay or (ii) otherwise fulfill all of my outstanding obligations incurred by me from time to time with CitiFinancial or (iii) my CitiFinancial account(s) are closed by me or by CitiFinancial, to determine my eligibility for the extension of credit in connection with this application and to determine my eligibility to receive other products, services and/or solicitations; to support the business relationship with me including opening and maintaining a file containing Information which Information will be kept up to date by CitiFinancial through regularly obtaining reports from credit reporting agencies and conducting other inquiries

to advertise and offer additional products, services and/or solicitations of CitiFinancial or other parties that CitiFinancial believes may be of interest to me; and in connection with the collection of a debt or the fulfillment of another obligation owed by me to CitiFinancial.

For Nova Scotia residents only, in connection with your Account Application, you consent to the procurement and preparation of a consumer report in accordance with Section 11 of the Consumer Reporting Act of Nova Scotia.

As the Primary Applicant, I have read the information provided and agree to proceed with the processing of my application.

As the Co-Applicant, I have read the information provided and agree to proceed with the processing of the application.