Real Estate Required Documents

In order to secure a First Mortgage, home equity loan, or home refinance loan from CitiFinancial, you will need to provide the following information:

• Residence or property information
• Mortgage lender, current balance and estimated value of your home
• Co-applicant information (if applying jointly)
• Personal identification
• Income

To verify your address and age, you will need to bring either of the following to your local branch:

• One piece of primary identification; or
• Two pieces of secondary identification.

The following are acceptable forms of primary identification:

• Canadian Forces Identification Card
• Driver's license
• Non-driver photo identification card issued by one of the following provinces:
• Nova Scotia
• New Brunswick
• Prince Edward Island
• Newfoundland and Labrador
• Manitoba Liquor Control Commission Identification Card
• Gun License
• Hunting License
• Permanent Residency Card
• Passport

The following are acceptable forms of secondary identification:

• Employment badge/pass with the following:
• Recognized company
• Applicant's:
• Name
• Photograph
• Government issued birth certificate
• Current Credit card or Debit Card with an embedded photo
• Current bank statement
• Notice of Assessment
• Utility bill
• Provincial Health Card, when applicable

To verify your income, you may be required to provide one or more of the following documents.*

Wages:

• Current pay stub
• T4 from previous year
• Notice of Assessment
• Canada Pension Plan Statement dated within past 12 months

Self Employed:

• Notice of Assessment (2 years' worth)
• Other information based on the self-employed entity type

*Please call your branch to confirm the documents you will need to bring. The documents must be dated within 30 days of the application date, except where noted.