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Loans for Homeowners

Loans for First Mortgage/Refinance

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	Call Us 1-800-995-2274

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First Mortgage Refinancing

Features:

	Loan amount is $15,000-$400,000
	Loan term ranging from 181 months minimum
	Choose your rate: fixed or adjustable
	Real estate loans give customers more borrowing power at a lower rate than most personal loans and credit cards

	Who Qualifies
	Required Documents
	Terms and Conditions
	Flexible Payment Options

Fixed Rate First Mortgage Loans:

	Secured real estate loan
	The rate may be higher than that of an adjustable rate product
	Fixed rate and payment for the loan term

Adjustable Rate First Mortgage Loans:

	Secured real estate loan
	The rate may initially be lower than that of a fixed rate product
	Rate and payment will adjust with the current market rate every six months after the initial fixed period

CitiFinancial Advantages:

	Face-to-Face Service: We have more than 200 branches across Canada ? one right in your neighbourhood.
	A Name You Can Trust: For more than 90 years, CitiFinancial has been helping Canadians realize their financial goals and dreams.



	Save Time, Do it Online: With free, safe and secure access to your account online, you can make payments, view statements and update personal information when it?s convenient for you.
	Customer Satisfaction: CitiFinancial has more than 2 million customers and a 91% customer satisfaction rating!* *(Based on Customer Satisfaction and Loyalty Survey for Canada, conducted by CitiFinancial, December 2010.)

It was what I needed, and everything was done in a short amount of time

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Affiliated Companies: OneMain Financial, CitiFinancial Puerto Rico

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