CitiFinancial
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CitiFinancial Lending Process
Step 1
Apply online today
Step 2
Receive email confirmation and your application is sent to your local branch
Step 3
Discuss your loan options with your local branch representative
Step 4
You could have your money as soon as tomorrow!
Get the money you need, when you need it.

Personal Loans

Borrow up to $20,000 with a CitiFinancial Personal Loan
Home ownership not required
Manageable, fixed payments
Fixed terms for the life of your loan
Interest rates from 26.99% to 36.99%
Loan terms up to 60 months
 

Home Equity Loans

Borrow up to $25,000 with a CitiFinancial Home Equity Loan, to a maximum of 100% of the value of your home
Receive a lower interest rate than on a Personal Loan or some credit cards. Interest rates from 18.99% to 21.99%.
Loan terms from 36 to 120 months
Manageable fixed payments
Fixed terms for the life of your loan

First and Second Mortgages

Borrow up to $400,000 with a CitiFinancial First Mortgage, to a maximum of 90% of the value of your home
  • Receive our lowest interest rates from 8.85% - 13.85%
  • Loan terms from 60 to 360 months
Borrow up to $125,000 with a CitiFinancial Second Mortgage, to a maximum of 80% of the value of your home
  • Receive our lowest interest rates from 10.85% - 14.85%
  • Loan terms from 60 to 240 months
Manageable fixed payments
Fixed terms for the life of your loan
 

Why Choose CitiFinancial?

CitiFinancial has been providing loan solutions for Canadians since 1923. We're here for you when you have...
  • Too many bills and need to consolidate your debts into one manageable monthly payment
  • Unexpected expenses like your washing machine stops working or your car needs new brakes
  • Home improvements to tackle
  • A life event such as a wedding, a new baby or a vacation
Learn more about loan needs
At CitiFinancial, we can you get you your money quickly and hassle-free. Our focus is solely on the loans that meet our customers' needs.
A knowledgeable CitiFinancial loan specialist will work with you to design your customized loan solution. Together you can determine how much you can borrow and your manageable payment terms.
Apply today and you could have your cash tomorrow!
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$10,001-$20,000
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I own a house.
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