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CitiFinancial Loans Canada | Types of Loans

Personal Loans

Borrow up to $20,000 with a CitiFinancial unsecured personal loan
Affordable payments at fixed rates from 26.99%
Fixed terms for the life of your loan
Loan terms from 6 to 60 months
 

Personal loans for homeowners

Borrow up to $25,000 with a CitiFinancial secured personal loan for homeowners, to a maximum of 100% of the value of your home
Secure the equity in your home and receive a lower interest rate than on a personal loan or some credit cards. Interest rates from 18.99%.
Loan terms from 36 to 120 months
Affordable payments that never go up
Fixed terms for the life of your loan

First and second mortgages

Borrow up to $400,000 with a CitiFinancial first mortgage refinancing loan, to a maximum of 90% of the value of your home

  • Receive our lowest interest rates from 10.35%
  • Loan terms from 60 to 360 months
  • Affordable payments
  • Fixed terms for the life of your loan
Borrow up to $125,000 with a CitiFinancial second mortgage, to a maximum of 80% of the value of your home

  • Receive our lowest interest rates from 12.10%
  • Loan terms from 60 to 240 months
  • Affordable payments
  • Fixed terms for the life of your loan
 

Why Choose CitiFinancial?

CitiFinancial has been working with Canadians since 1923. We offer personalized loan solutions that meet today's unique borrowing needs.

We're here for you when you have:

Too many bills and need to consolidate your debts into one manageable monthly payment
Unexpected expenses like your washing machine stops working or your car needs new brakes
A life event such as a wedding, a new baby or a vacation

Learn more about loan needs

Applying for a loan from CitiFinancial is quick and easy. We can help you get a loan that suits your needs and budget.
A knowledgeable CitiFinancial Lending Specialist will work with you to design your customized loan solution. Together you can determine how much you can borrow and your manageable payment terms.

Find a Loan
How much do you need?
$300-$10,000
$10,001-$20,000
More than $20,000
I own a house.
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