Make 2017 a fresh start

It's the perfect time of year to get rid of debt.
Reduce your debt, restore your credit and relieve
your stress with a debt consolidation loan.

Apply for a loan


If you’re looking for an affordable solution to manage debt, a consolidation loan from CitiFinancial could be the answer. A debt consolidation loan can help you:

  • Pay off credit cards
  • Take care of outstanding bills
  • Get in control of your finances

Why debt consolidation?

Michael Cyr, Branch Manager in Sherbrooke, Quebec, explains how debt consolidation works and why it could be right for you.

Pay off your debt faster and save
on interest

This example shows how much faster you’d pay off $2,000 in credit card debt, and how much money you could save, by choosing a debt consolidation loan from CitiFinancial.1

Apply online and we’ll work with you one on one to design your personalized Debt Relief Plan.


Get a consolidation loan as soon as today

Apply for a loan

Why Canadians choose CitiFinancial loan solutions

  1. One-on-one service from a knowledgeable Lending Specialist at your local branch. 

  2. Fixed rates and affordable monthly payments for the life of your loan. 

  3. Flexible payment options and no prepayment penalties or administration fees on unsecured loans. 

  4. 14-day guarantee on all unsecured personal loans. No charges. No questions asked. 

How much you could save?

Try our debt consolidation calculator.

1Example shown is an illustration only based on minimum monthly credit card payments and a 36-month term personal loan from CitiFinancial at 36.99%. Credit card payments have been determined using the Financial Consumer Agency of Canada’s credit card payment calculator.


Loan terms range from 6-60 months. Maximum APR on unsecured personal loans is 36.99%. On a $5,000 loan the maximum total cost of borrowing would be $6,032.