A smart and responsible Canadian lender since 1923

Our promise 

As Canada’s leading alternative lender of personal loans, we do everything we can to help you feel welcome and understood — that way, you know you’ve come to the right place. We’re optimistic and genuinely interested in your success. We listen, answer your questions and assist. So when you navigate our website, visit your local branch or speak with a CitiFinancial Lending Specialist, you get smart credit, with integrity. That’s our promise to you.

Deep lending roots

At CitiFinancial, you get affordable solutions and the clarity you want from a long-established, responsible lender. It’s a track record we’ve been successfully building through our legacy companies since 1923.

The Citi connection

CitiFinancial is proud to be part of Citigroup, the leading global bank with approximately 200 million customer accounts in more than 160 countries and jurisdictions. Citigroup provides consumers, corporations, governments and institutions with consumer banking and credit, corporate and investment banking, securities brokerage, transaction services and wealth management.

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Here for you when you need us

CitiFinancial has been working with Canadians since 1923. We offer personalized loan solutions that meet today’s unique borrowing needs. How can we help you?

Personal loans

Borrow up to $25,000 with affordable payments and rates from 18.99%

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Debt consolidation

Tackle debt head-on with a customized debt relief solution


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Mortgage solutions

Borrow up to $400,000 with affordable payments and rates from 10.15%

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Retail financing

Finance your retail purchase at participating businesses across Canada

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Retail financing you can count on

Purchase what you need when you need it with convenient financing options. CitiFinancial partners with leading retailers across Canada to offer credit card and financing programs on retail purchases.

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