Helping Canadians find a loan since 1923

99% customer satisfaction rate*
4.9million loans approved**
$26.4billion in loans to Canadians**

Get a loan as soon as today

Loan solutions for whatever life brings

Whether it’s an unexpected repair, an important upcoming event or mounting credit card debt, a CitiFinancial personal loan or mortgage solution can provide you with the money — and the peace of mind — you need to get back on track and focus on what matters most.

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Here for you when you need us

CitiFinancial has been working with Canadians since 1923. We offer personalized loan solutions that
meet today’s unique borrowing needs. How can we help you?

Personal loans

Borrow up to $30,000 with affordable payments and rates
from 19.99%

Personal loans

Debt relief

Tackle debt head on with a customized debt relief solution

Debt relief

Mortgage refinancing

Borrow up to $400,000 with affordable payments and rates
from 11.85%


Retail financing

We partner with many retailers to finance your purchase

Retail Financing

A personal loan is convenient — it just works for me. Whenever I come in [to the branch] or I’m on the phone, it’s always a positive experience. Good people, good surroundings, positive atmosphere. I would recommend this place to anybody."

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John F, Winnipeg, MB

I wanted to consolidate my credit card — it wasn’t going anywhere, even when I made my payments on time. My consolidation loan is going great. This way it’s automatic and your debt goes down faster. With a credit card it’s easy to only make the minimum payment."

CitiFinancial customer
Karen J, Winnipeg, MB
/ Finance 101

6 smart ways to use your tax refund

Your tax refund may seem like an extra paycheque from the government. While it may be tempting to use the money to buy a new gadget or update your wardrobe, the money you get back from your tax refund can also help you reach your financial goals. Consider putting it towards paying down debt, creating an emergency fund or saving for the future.

We are pleased to announce CitiFinancial is set to be acquired by an investor group led by J.C. Flowers and Värde Partners. This deal includes all CitiFinancial products and services and over 200 branches coast to coast, and should be completed in the first half of 2017.


CitiFinancial will continue to provide responsible, customized loan solutions to customers across Canada during and after the transition and customers can be assured their loan and level of service will remain unchanged. For more information, visit our press section. (November 17, 2017)

* 2016 average based on CitiFinancial customer satisfaction survey. ** CitiFinancial data 2005–2015.

Real people. Right loan.

Our branches are staffed with knowledgeable Lending Specialists who will work with you to determine a loan amount, term and payment schedule that best suits your lifestyle and your budget.

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Branch Manager
Listowel, Ontario